smart benefit coverage

Unlock the full potential of your payroll strategy with a solution that provides up to $639 in annual savings per employee through legally compliant FICA tax reductions.

This innovative approach not only reduces taxable payroll but also has the potential to lower your workers' compensation premiums.

New way to provide employee benefits. Essentials Health Plan (EHP) has been using tax codes added by the ACA in 2013 to help add much needed coverage to the workforce at no net cost to the business.

• Give Your Employees a Net Pay

• Raise Access the Top-Rated Comprehensive Preventive Plan

• Increase Cash Flow up to $639.96/yr per Employee

• Use available ACA mechanisms to help fund the benefit (No Net Cost to Employer OR Employees!)

* Varies by employer; depends on eligibility, participation, fees, and implementation

It's based on SIMERP, the most BENEFICIAL TAX strategy you've never heard of. A Smart Benefit Coverage / SIMERP plan structured to align with applicable IRS guidelines and administered with required documentation wellness incentives into real employer savings and real employee take-home pay—all without changing your broker or your health plan.

Employers can save up to $639 per employee per year. Employees can gain more net pay and premium virtual-care benefits. Everyone wins.